This is your favorite time of year as the entire city gets covered in lights and holiday music. However, it can also be a bit financially stressful. Gifts and trips can be expensive, and it can be easy to forget to take care of yourself. One of the most basic things you can do is take care of your teeth by seeing your dentist in Richardson, TX at Breckinridge Dental & Orthodontics. In fact, you could save yourself money by doing so before the end of the year.
How Does That Work?
It all comes down to how dental insurance works. About 60% of the country has dental insurance, and they lose out on a lot of money in benefits each year.
This is because many plans work by covering people up to a certain dollar amount of care each year. This amount resets on January 1st and does not roll over. Any unused money simply goes back to the insurance provider.
How much money do people lose?
The average amount of coverage is $1,500 per person, but most people only spend about $150 a year on dental care. That means 90% is simply lost. You probably spend more on your premium. This is supposed to cover two check-ups and cleanings per year, as well as any other procedures that might be needed. Once January 1st rolls around, you will have to pay your deductible again before you can have access to your benefits. This means that you might have to pay for procedures you easily could have had covered simply because you waited.
This is a loss not only in dollars, but in important care as well.
What You Are Missing
Dr. Nathan and Dr. Christine Coughlin recommend that everyone should have at least two check-ups and cleanings a year to maintain their oral health. Dental insurance is intended to help prevent problems before they start, which is why most plans cover standard preventive care like this 100%.
When you miss out on a cleaning, there is an increased risk of tooth decay. This is because your teeth have many hard to reach surfaces you simply can’t clean with standard brushing and flossing. A professional cleaning at Breckinridge Dental & Orthodontics is able to address these problem areas and protect you from cavities year around.
Standard check-ups are also a significant part of maintaining your oral health. They give the doctors the chance to catch any dental issues you might have early. Common problems like tooth decay and gum disease can be very difficult to spot during their early stages. Early detection will enable Dr. Nathan and Dr. Christine to use more conservative treatments, saving you from expensive restorative procedures that could lead you to pay out-of-pocket costs.
Your time is going to become more and more precious as the weeks go by, and the last thing you need is an unforeseen dental issue. It can make you feel self-conscious and even prevent you from eating your holiday favorites. A check-up before the end of the year can give you one less thing to stress about, and your insurance will probably cover it.
Time Is Running Out
Now is the time to use all of those benefits you have paid for before they are lost. We will always work with your dental insurance provider so that you can get the most out of your benefits. We’ll even file the claim for you! We’ll make it as easy as possible for you to use your dental insurance in Richardson, TX, so don’t hesitate to call us today and get the care that you need.